Our small business loans are ideal for those who have sufficient cash balances in their business bank account.

•                  Automated fixed daily repayments

•                  Minimum $3,000 average monthly bank balance

•                  Minimum 9 months in business

•                  Pricing and payback options for most credit types

Merchant Cash Advances

Our merchant cash advances are ideal for businesses that accept debit or credit cards and prefer flexible repayments that work with the peaks and valleys of card transactions.

Automated repayment via a small, fixed percentage of daily card sales

         No need to switch your payment card processor

         Minimum $4,000 per month in debit/credit card sales

         Minimum 6 months in business

         Poor or excellent credit? We have a solution for you!

Businesses across the U.S. have found that financing from Valle de Oro Financial Services, Inc.is the right solution at the right time. Chances are we have a funding solution for your business as well. Give us a call now at 619-440-5000 or click here to get started.

Automated repayment via a small, fixed percentage of daily card sales

         No need to switch your payment card processor

         Minimum $4,000 per month in debit/credit card sales

         Minimum 6 months in business

         Poor or excellent credit? We have a solution for you!

Businesses across the U.S. have found that financing from Valle de Oro Financial Services, Inc.is the right solution at the right time. Chances are we have a funding solution for your business as well. Give us a call now at 619-440-5000 or click here to get started.

Fast funding for our diverse merchants

What do restaurants, pet stores and dental practices have in common? What about day spas, veterinarians and liquor stores? Or florists, automotive repair shops and medical practices? Businesses in all these sectors—and many more—rely on small businesses loans and merchant cash advances from Valle de Oro Financial Services, Inc. to access the working capital they need to thrive!

Alternatives to bank financing

Banks aren’t always willing to lend to businesses. And some types of businesses have even more difficulty qualifying for conventional financing. That’s why smart business owners across the spectrum are getting merchant loans and merchant cash advances to purchase equipment, expand, or just to see them through slow times.

Financing options for all types of businesses

From bookstores to restaurants to veterinary practices, financing solutions from Valle de Oro Financial Services  help keep small businesses going—and growing. Our customers represent a wide variety of sectors.

Fast and flexible funding

Our financing alternatives may also be the ideal solution for businesses with less-than-perfect credit. Best of all, you could have your funds in as little as five business days. The process is quick and easy and begins with an easy-to-complete application from you. We’ll take care of the rest.

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